Inception Finance

For Brisbane homeowners earning $150k+

Could you be paying off your mortgage the hard way?

Some Brisbane homeowners are using their income, equity and borrowing power differently — potentially paying off their mortgage years sooner while building long-term wealth.

Take this 60-second assessment to see if this strategy could be suitable for you.

Start my free assessment

No obligation. Designed for homeowners interested in improving their long-term financial position.

Strategy comparison

Family A

Household income

$220,000

Mortgage

$850,000

Projected payoff

2042

Family B

Household income

$220,000

Mortgage

$850,000

Projected payoff

2055

Same income. Same mortgage.
Completely different strategy.

Start my free assessment

The conventional path

Most Australians follow the same financial path.

Step 01

Earn income

Step 02

Pay mortgage

Step 03

Repeat for 30 years

Step 04

Retire

But some homeowners choose a different strategy.

They use a small set of tools, combined deliberately, to accelerate what most people assume will take a lifetime.

01

Existing equity

Put the equity you've already built to work, rather than letting it sit dormant in your home.

02

Borrowing power

Use your income strategically to access lending most homeowners never consider.

03

Tax strategies

Structure your financial position to keep more of what you earn — legally and efficiently.

04

Property investing

Acquire well-chosen property as an engine for long-term wealth — not speculation.

Qualification

Is this assessment for you?

This assessment is designed for homeowners who are serious about improving their long-term financial position. We are happy to direct everyone else elsewhere.

You may be a good fit if

  • You own your own home
  • Household income is $150,000+
  • You want to pay off debt faster
  • You're interested in building long-term wealth
  • You're open to exploring property strategies

The assessment

A 60-second look at your position.

Five short questions. No pressure. Honest answers.

Step 1 of 560 second assessment

Question 01

What is your household income?